OfferDue insurance records pageThe public records behind the application's questions
SAMPLE File2026-0142Order OD-0000

88 Sample Crescent, Anytown ON

Records read 29 Sep 2026 · prepared for y•••@example.com · 14 records

What public records show for the address, for an insurance file. It is not a quote, an underwriting decision, an inspection or advice: confirm each point with the office that issues the record, named on its line.

1Flagged
2Notes
4Nothing on record
7Facts
0Not published
Flagged
Permits and renovations
Note
Basement flooding and sewers, Conservation authority regulated area

The recordseach with its source, the data's date and the date we read it

Flood plain overlay
Nothing on record

The City's zoning map doesn't show the lot in the flood plain.

Overlay
Not inside
Nearest mapped flood plain
180 m north, along Sample Creek

Source: City zoning map service (sample) · data date Aug 2026 · read 29 Sep 2026

Past floods seen by satellite
Nothing on record

No flood water mapped at or near the lot in past events since 2011.

Best-effort satellite mapping of real flood events. It's separate from the official flood plain.

Source: Floods in Canada archive, Natural Resources Canada · data date 2011–2025 · read 29 Sep 2026

Basement flooding and sewers
Note

Inside Basement Flooding Study Area 12. The street has a separated sewer.

Study area
Area 12 (study complete)
Sewer type on this street
Separated (storm and sanitary)

The City's study-area map is approximate and not for engineering.

Source: City basement flooding study areas and sewer map (sample) · data date 2025 · read 29 Sep 2026

Conservation authority regulated area
Note

The back 12 m of the lot is inside the regulated area.

Part of lot affected
Rear 12 m
Reason mapped
Valley slope near Sample Creek

Building, grading or filling in that part of the lot needs the conservation authority's permit.

Source: Conservation authority open data (sample) · data date 2025 · read 29 Sep 2026

Creeks, rivers, lakes and ponds
Facts

Sample Creek is 180 m north. A stormwater pond is 420 m north-east.

Nearest watercourse
Sample Creek, 180 m
Nearest waterbody
Stormwater pond, 420 m

Source: Ontario Hydro Network, Government of Ontario · data date 2025 · read 29 Sep 2026

Fire hydrant and fire station
Facts

Nearest hydrant 45 m. Nearest fire station 1.2 km. Home insurance forms often ask for these.

Source: City hydrant and fire station data (sample) · data date 2025 · read 29 Sep 2026

Forest fires
Nothing on record

No mapped forest fire within 10 km.

Source: Fire Disturbance Area, Government of Ontario · data date 2025 · read 29 Sep 2026

Earthquake design value
Facts

The building code's reference shaking here is a peak ground acceleration of 0.12 g, with a 2% chance in 50 years (sample figure).

Source: National Building Code seismic hazard values, Natural Resources Canada · data date NBC 2020 · read 29 Sep 2026

Pipelines, power lines and rail
Nothing on record

No pipelines, transmission lines or rail lines within 500 m.

Source: Canada Energy Regulator; Ontario Railway Network; Ontario utility lines · data date 2025 · read 29 Sep 2026

Height and slope of the land
Facts

The lot sits at 92 m above sea level. Ground falls about 3 m toward the creek within 100 m.

Ground height at the lot
92 m
Lowest point within 100 m
89 m, to the north

Source: High Resolution Digital Elevation Model, Natural Resources Canada · data date Lidar 2019 · read 29 Sep 2026

Building size from City maps
Facts

Main building footprint about 118 m², about 8.5 m tall. A detached garage shows as a separate 24 m² footprint.

Main building footprint
≈118 m² (not floor area)
Height
≈8.5 m
Other structures
Garage ≈24 m²

Measured from the City's 3D building model, not the floor area of the home.

Source: City 3D building massing (sample); Open Database of Buildings, Statistics Canada · data date 2023 model · read 29 Sep 2026

Permits and renovations
Flagged

3 permits on record. The 2019 basement underpinning permit is still open.

2008
Deck · closed
2014
Basement finish · closed
2019
Basement underpinning, est. $85,000 · open

Work done without a permit doesn't appear in these records.

Source: City building permits (sample) · data date 28 Sep 2026 · read 29 Sep 2026

Trees on and near the lot
Facts

2 City-owned trees in front of the lot. Tree canopy covers 34% of the land within 100 m.

Norway maple
48 cm trunk, boulevard
Honey locust
22 cm trunk, boulevard
Tree canopy within 100 m
34%
Permit needed to remove
Trees 30 cm and over

Source: City street tree data, tree canopy map and tree by-law (sample) · data date 2022–2025 · read 29 Sep 2026

Weather here
Facts

Nearest weather station: 6 km. Normal year: 150 cm of snow, 150 days below 0 °C, 12 days above 30 °C (sample).

Source: Canadian Climate Normals 1991–2020, Environment and Climate Change Canada · data date 1991–2020 · read 29 Sep 2026

Not on this pagerecords released on request, and where to ask

Sources

SourceRecordsData date
City zoning map service (sample)Flood plain overlayAug 2026
Floods in Canada archive, Natural Resources CanadaPast floods seen by satellite2011–2025
City basement flooding study areas and sewer map (sample)Basement flooding and sewers2025
Conservation authority open data (sample)Conservation authority regulated area2025
Ontario Hydro Network, Government of OntarioCreeks, rivers, lakes and ponds2025
City hydrant and fire station data (sample)Fire hydrant and fire station2025
Fire Disturbance Area, Government of OntarioForest fires2025
National Building Code seismic hazard values, Natural Resources CanadaEarthquake design valueNBC 2020
Canada Energy Regulator; Ontario Railway Network; Ontario utility linesPipelines, power lines and rail2025
High Resolution Digital Elevation Model, Natural Resources CanadaHeight and slope of the landLidar 2019
City 3D building massing (sample); Open Database of Buildings, Statistics CanadaBuilding size from City maps2023 model
City building permits (sample)Permits and renovations28 Sep 2026
City street tree data, tree canopy map and tree by-law (sample)Trees on and near the lot2022–2025
Canadian Climate Normals 1991–2020, Environment and Climate Change CanadaWeather here1991–2020

Status words: Flagged, a record to read closely; Note, a rule or record to know about; Nothing on record, the source shows nothing for this lot; Facts, details and figures; Not published, no open record we may use, and the line says where to ask.

What public records show and where they come from: not legal, financial, insurance or inspection advice. Records can be out of date or incomplete.

Contains information licensed under the Open Government Licence – Ontario, the Open Government Licence – Canada and the City's open government licence. Contains information licenced under the Data Server End-use Licence of Environment and Climate Change Canada. Map features and places from © OpenStreetMap contributors (openstreetmap.org/copyright). Statistics Canada data reproduced and distributed on an "as is" basis with the permission of Statistics Canada. Not affiliated with any municipality, conservation authority, the Government of Ontario or the Government of Canada.

OfferDue, a product of NRMR Inc. · [email protected] · offerdue.com · prepared for y•••@example.com on 29 September 2026