Owners What buyers will read about your home
See what a buyer's report will say about your home before you list.
Buyers, their agents, lenders and lawyers read the same public records about a home: the permits on file, zoning, flood maps, heritage, what's planned next door. Check your own address first, with a source and date on every line.
- Free quick check, right here
- Owner's report by email within 24 hours
- A person checks every line
- Nothing on recordFlood plain overlay
- Flagged2019 basement permit still open
- NoteZoning permits up to 4 units
- Flagged9-storey application 140 m away
- Nothing on recordNo pipelines or rail within 500 m
- Facts1 Gbps internet on this street
Records from
- City of Toronto
- City of Ottawa
- City of Hamilton
- City of Guelph
- Government of Ontario
- Statistics Canada
- Natural Resources Canada
- Environment and Climate Change Canada
- Canada Energy Regulator
- Ontario Energy Board
- Ontario Ministry of Health
- OpenStreetMap
What you get
Your owner's report: what buyers will find, dated.
The checks a buyer's report reads, run for your own address, stamped “Ordered by the owner”.
- What a buyer's side asks about firstIn the summary at the top.
- Dated, sourced, line by line
- Hand it over as it isOr read it first, so nothing on the record is news.
Sample owner's report for a made-up address
88 Sample Crescent, Anytown ON
- Permits and renovations
- Flagged
- 3 permits on record; the 2019 basement underpinning permit is still open
- Applications within 300 m
- Flagged
- 2 active, including a 9-storey building 140 m away
- Flood plain overlay
- Nothing on record
- The City's map doesn't show the lot in the flood plain
The full report adds a map of what's nearby, and every line opens to show its source and dates.
The ready-to-list page
What a buyer's side will read, and who works on it, before you list.
One page for your address, read before the listing goes up.
- Permits
- Basement flooding
- Flood plain
- Conservation authority
- Heritage
- Zoning
- Extra units
- Lot and building size
- Trees
- Soil
- Applications nearby
- Tax rate
- Area values
- The kinds of business for each flagged lineWith the register to check before hiring.
- The owners' pages to read before listingEach dated.
- A source and date on every line
No business is named, ranked or paid to appear. Ordering opens soon: [email protected] to be told when it does.
Sample ready-to-list page, made-up address
88 Sample Crescent, Anytown ON
- Permits and renovations
- Flagged
- The 2019 underpinning permit is still open
- Basement flooding and sewers
- Note
- Plumbers, backwater valves and waterproofing, with the register to check
- Before you list
- Facts
- The owners' pages, each dated
The full page adds every record with its source and dates, and where to ask for what isn't public.
14 checks for owners
The records a buyer's side reads about your home
When your home is listed, and again after an offer, the buyer, their agent, their lender and their lawyer look these up. Each name opens the free entry that says what the record is and where it is published.
Water and flooding
5 checks
- Flood plain overlay
- Past floods seen by satellite
- Basement flooding and sewers
- Rural municipal drains
- Well records
Municipal and conservation authority maps, Ontario and Natural Resources Canada data
What's changing nearby
3 checks
Municipal applications, construction forecasts, Canada Energy Regulator
The home and the lot
6 checks
- Permits and renovations
- Zoning
- Building size from City maps
- Lot size from City maps
- Extra units allowed
- Heritage
Municipal permits, zoning by-law, 3D building and parcel maps
The owner's report reads every check we can run for the address. Coverage varies by town: what we cover, town by town.
Why check now
Three dates and records that touch a sale this winter
Each comes from an official page, quoted and dated on our free owners' pages.
- 1 Jan 2027
Heritage listings end
Listed properties without a notice of intention to designate come off municipal heritage registers on 1 January 2027, the Province's notice says. Toronto's review page counts about 4,000 listed properties. What changes, and where to check a home's status.
Environmental Registry of Ontario, notice 019-8738; City of Toronto, Heritage Register Review. Checked 22 Oct 2026.
- 30 Nov 2026
The Board's new forms
The Landlord and Tenant Board stops accepting the previous versions of ten forms, including the N12 a landlord gives when a buyer will move in. Selling a rented home.
Tribunals Ontario, Landlord and Tenant Board operational update of 21 September 2026. Checked 22 Oct 2026.
- $76 per address
ESA's record search
The Electrical Safety Authority's record search shows open or outstanding notifications for an address. ESA keeps those records, not the City. Electrical work and its records.
Electrical Safety Authority, Information requests. Checked 22 Oct 2026.
How it works
Three steps, one day
1 report $19.99, HST included. It is the same report a buyer orders.
Send your address
On the order form, pick "I own this home". It is ticked for you when you order from these pages.
We check the records
Each check is looked up in its official source, and a person checks every line before it goes out.
Hand it to buyers
Your report arrives within 24 hours from [email protected], stamped "Ordered by the owner" and dated, to share as it is.
Free
Before you list
Free pages, each quoting the official rule with its source and the date it was checked. Two have dates this winter.
Can it tell me what my home is worth?
No. Valuation is an appraiser's work and recent sales come from your agent or the land registry. The report shows two area price records from Statistics Canada, and says what each is.
More for owners
The owners' pages
The fine print
Public records, not advice
OfferDue reports what public records show and where they come from. We don't value your home, inspect it, or tell you what to disclose: those are an appraiser's, an inspector's and a lawyer's work.
Records can be out of date or incomplete. Confirm anything that affects your sale with your municipality, your lawyer or your agent.
Questions
Is the owner's report different from a buyer's report?
No. It is the same checks, run for your own address, stamped "Ordered by the owner" and dated, so a buyer sees who ordered it and when it was read.
Can I give it to buyers?
Yes. It is written to be handed over as it is, and every line names its source and date. Records change after that date, and a buyer can always order a fresh check.
I'm refinancing or renovating, not selling. Is it for me?
Yes. Tick "I own this home" on the order form. The report is the same; the stamp says the owner ordered it.
Does it replace a home inspection?
No. The report reads records, not the building's condition. Ontario's Home Inspection Act, 2017 is not in force, so inspectors are not licensed by the Province: inspections and permit records quotes what the Province and RECO publish.
Will it tell me what I have to disclose?
No. What a seller must disclose is a question for your lawyer. RECO's bulletin on the facts a seller must disclose is quoted on our page on inspections and permit records.
Where does the data come from?
Municipal open data, conservation authority maps, the Government of Ontario and the Government of Canada. Each line of the report names its publisher and the date we checked it.
Does it work in my town?
Every Ontario address gets the provincial and federal checks. Permits, applications, zoning and heritage depend on what each municipality publishes: what we cover, town by town.
What happens to my address and email?
Your request, with the address, is used to make and send your report and is deleted after 120 days. A small customer record (your name, email and order) is kept for the CRA's six-year business-records rule. The privacy page says what we keep and why.
Public-record information, not legal, financial, insurance or inspection advice. OfferDue reports what each record and official page shows, with its source and date. Page reviewed 28 Oct 2026.