Home records, explained
The checks in an OfferDue report, one entry each: what the record is, who keeps it, what a report line says, where it runs city by city, and where to read the record yourself. Sources and data dates on every entry.
Entries reviewed 20 Oct 2026. Each entry lists its sources with their data dates.
- Water and flooding8 records
- Land, soil and environment10 records
- What's changing nearby6 records
- The home and the lot9 records
- The street and getting around8 records
- Services and daily life10 records
- Costs and the market4 records
How these entries are written
Each entry describes one public record: what it contains, who publishes it, what a report line drawn from it says, and where it runs city by city. Every statement names its source and the source's data date. The entries describe records, never a particular home, and give no advice.
The entries are generated from the same list of sources the reports use, so when a source is added or a by-law changes, the entry changes with the report. Corrections are listed below.
By reader
The same records, walked in the order each reader meets them.
- For buyers
- For owners and sellers
- For co-buyers, partners and family
- For real estate agents
- For mortgage brokers and lenders
- For real estate lawyers
- For home inspectors
- For appraisers
- For insurance brokers
- For condo buyers, corporations and managers
- For investors and landlords
- For tenants in a home being sold
- For contractors and designers
- For newcomers and relocating buyers
- Who does what in an Ontario offer
- Who works with OfferDue
- Who helps with a home
- Who's around a home offer
Water and flooding (8 checks)
- What is a flood plain overlay?Flood plain overlay
- What is a conservation authority regulated area?Conservation authority regulated area
- What does the satellite flood archive show?Past floods seen by satellite
- How close is the nearest creek, river, lake or pond?Creeks, rivers, lakes and ponds
- Is there a mapped wetland near the home?Wetlands
- Is the home in a basement flooding study area, and what kind of sewer serves the street?Basement flooding and sewers
- Is there a municipal drain near the property?Rural municipal drains
- What do Ontario's well records show?Well records
Land, soil and environment (10 checks)
- What soil do the provincial surveys record at the lot?Soil at the lot
- How high is the lot, and which way does the ground fall?Height and slope of the land
- Is there a contaminated site on record near the home?Former industrial land
- Were there landfills, pits, quarries or gas wells near the home?Past land use nearby · in the free check
- Which nearby facilities report pollutant releases?Facilities reporting pollutant releases
- Is the home inside the Greenbelt, the Oak Ridges Moraine or the Niagara Escarpment plan area?Greenbelt, Oak Ridges Moraine, Niagara Escarpment · in the free check
- Is there an Area of Natural and Scientific Interest nearby?Natural areas (ANSI)
- Are old landslides in sensitive clay mapped near the home?Old landslides in sensitive clay
- Have mapped forest fires reached the area?Forest fires
- What earthquake values does the building code use here?Earthquake design value
What's changing nearby (6 checks)
- What development applications are active near the home?Development applications within 300 m
- Are there planning applications on file for the home itself?Applications for this address
- What road, sewer or watermain works are planned on the street?Planned street works
- Is the home in a Major Transit Station Area?Transit station area
- How close are the nearest railway, grade crossing, pipeline or transmission line?Pipelines, power lines and rail · in the free check
- Is the home inside an airport noise zone?Airport noise zone
The home and the lot (9 checks)
- What building permits are on record for the home?Permits and renovations
- What zone is the home in, and what does the zone permit?Zoning
- What does the Official Plan designate the land as?Official Plan designation
- How big is the building, according to the City's mapping?Building size from City maps
- How big is the lot, according to the City's mapping?Lot size from City maps
- How many homes does the zoning allow on the lot?Extra units allowed · in the free check
- Is the home designated, listed or in a heritage district?Heritage
- Which trees need a City permit to remove?Trees on and near the lot · in the free check
- What are the city's rules for renting the home out or running a business from it?Rental and home business rules · in the free check
The street and getting around (8 checks)
- What class of road is the street?Street type
- Is the street scheduled for widening?Road widening
- How much traffic has the City counted near the home?Traffic counted nearby
- Is there a sidewalk on the street?Sidewalks
- Which transit stops are within walking distance?Transit stops
- What cycling routes run near the home?Cycling
- How far are the nearest hydrant and fire station?Fire hydrant and fire station
- Does the street have permit parking, and when is it plowed?Parking and snow clearing
Services and daily life (10 checks)
- Which day is collection?Garbage, recycling and green bin
- Who supplies electricity and natural gas to the address?Electricity and gas
- What internet speeds are available at the address?Internet speed
- How far are the nearest hospital, clinic and pharmacy?Hospitals, clinics and pharmacies
- How far are the nearest supermarket and public EV charger?Groceries and EV charging
- Which parks and schools are closest?Parks, schools and child care · in the free check
- How far are the nearest library and recreation centre?Library and recreation
- What is a normal year of weather at the nearest station?Weather here
- Where is the nearest air quality station?Air quality station
- Which ward and federal riding is the home in?Ward, councillor and MP
Costs and the market (4 checks)
- What is the residential property tax rate?Property tax rate · in the free check
- What do water and sewer cost here?Water and sewer rates
- What did owners in the neighbourhood say their homes were worth?Home values in the area
- Which way are new-home prices moving in the metropolitan area?Price trend · in the free check
Questions buyers ask, by city
- Ajax: questions buyers ask about the records
- Aurora: questions buyers ask about the records
- Barrie: questions buyers ask about the records
- Belleville: questions buyers ask about the records
- Bradford West Gwillimbury: questions buyers ask about the records
- Brampton: questions buyers ask about the records
- Brantford: questions buyers ask about the records
- Brockville: questions buyers ask about the records
- Burlington: questions buyers ask about the records
- Caledon: questions buyers ask about the records
- Cambridge: questions buyers ask about the records
- Chatham-Kent: questions buyers ask about the records
- Clarington: questions buyers ask about the records
- Collingwood: questions buyers ask about the records
- Cornwall: questions buyers ask about the records
- East Gwillimbury: questions buyers ask about the records
- Fort Erie: questions buyers ask about the records
- Georgina: questions buyers ask about the records
- Greater Sudbury: questions buyers ask about the records
- Grimsby: questions buyers ask about the records
- Guelph: questions buyers ask about the records
- Halton Hills: questions buyers ask about the records
- Hamilton: questions buyers ask about the records
- Innisfil: questions buyers ask about the records
- Kawartha Lakes: questions buyers ask about the records
- King: questions buyers ask about the records
- Kingston: questions buyers ask about the records
- Kitchener: questions buyers ask about the records
- Lakeshore: questions buyers ask about the records
- LaSalle: questions buyers ask about the records
- Lincoln: questions buyers ask about the records
- London: questions buyers ask about the records
- Markham: questions buyers ask about the records
- Milton: questions buyers ask about the records
- Mississauga: questions buyers ask about the records
- New Tecumseth: questions buyers ask about the records
- Newmarket: questions buyers ask about the records
- Niagara Falls: questions buyers ask about the records
- Norfolk County: questions buyers ask about the records
- North Bay: questions buyers ask about the records
- Oakville: questions buyers ask about the records
- Orangeville: questions buyers ask about the records
- Orillia: questions buyers ask about the records
- Oshawa: questions buyers ask about the records
- Ottawa: questions buyers ask about the records
- Peterborough: questions buyers ask about the records
- Pickering: questions buyers ask about the records
- Quinte West: questions buyers ask about the records
- Richmond Hill: questions buyers ask about the records
- Sarnia: questions buyers ask about the records
- Sault Ste. Marie: questions buyers ask about the records
- St. Catharines: questions buyers ask about the records
- St. Thomas: questions buyers ask about the records
- Stratford: questions buyers ask about the records
- Tecumseh: questions buyers ask about the records
- Thunder Bay: questions buyers ask about the records
- Timmins: questions buyers ask about the records
- Toronto: questions buyers ask about the records
- Vaughan: questions buyers ask about the records
- Waterloo: questions buyers ask about the records
- Welland: questions buyers ask about the records
- Whitby: questions buyers ask about the records
- Whitchurch-Stouffville: questions buyers ask about the records
- Windsor: questions buyers ask about the records
- Woodstock: questions buyers ask about the records
What we cover, city by city.
Corrections
No corrections yet.
Spotted an error? Email [email protected] with the entry and the source. Corrections are listed here with the date they were made.
Public-record information, not legal, financial, insurance or inspection advice. Records change and can be incomplete, and these pages describe the records, not any particular home.