88 Sample Crescent, Anytown ON
What public records show about the home, shared by the buyer's mortgage professional. It is not a mortgage approval, an appraisal, a rate or financial advice: the lender decides on the mortgage, and each line names the office that issues the record.
- Flagged
- Permits and renovations
The recordseach with its source, the data's date and the date we read it
Property tax rate
Facts
The 2026 residential rate is 1.10% of assessed value (sample figure).
Multiply it by the assessment on the seller's tax bill to estimate the yearly bill.
Source: City tax rate by-law (sample) · data date 2026 · read 29 Sep 2026
Water and sewer rates
Facts
2026 water and sewer charges: $4.20 per cubic metre plus a fixed monthly charge (sample figure).
Source: City water rate by-law (sample) · data date 2026 · read 29 Sep 2026
Electricity and gas
Facts
Electricity from Anytown Hydro; natural gas from Enbridge Gas (sample).
Source: Ontario Energy Board distributor service areas · data date Jan 2026 · read 29 Sep 2026
Flood plain overlay
Nothing on record
The City's zoning map doesn't show the lot in the flood plain.
- Overlay
- Not inside
- Nearest mapped flood plain
- 180 m north, along Sample Creek
Source: City zoning map service (sample) · data date Aug 2026 · read 29 Sep 2026
Conservation authority regulated area
Note
The back 12 m of the lot is inside the regulated area.
- Part of lot affected
- Rear 12 m
- Reason mapped
- Valley slope near Sample Creek
Building, grading or filling in that part of the lot needs the conservation authority's permit.
Source: Conservation authority open data (sample) · data date 2025 · read 29 Sep 2026
Basement flooding and sewers
Note
Inside Basement Flooding Study Area 12. The street has a separated sewer.
- Study area
- Area 12 (study complete)
- Sewer type on this street
- Separated (storm and sanitary)
The City's study-area map is approximate and not for engineering.
Source: City basement flooding study areas and sewer map (sample) · data date 2025 · read 29 Sep 2026
Zoning
Facts
Zone R3, residential. Maximum height 11 m.
- Zone
- R3
- Maximum height
- 11 m
- Maximum lot coverage
- 35%
- Minimum lot frontage
- 12 m
- Parking zone
- Zone B
Source: City zoning by-law (sample) · data date 2026 · read 29 Sep 2026
Extra units allowed
Note
The by-law permits up to 4 units on this lot, including a garden suite.
Source: Planning Act s.16(3); City zoning by-law (sample) · data date 2026 · read 29 Sep 2026
Rental and home business rules
Note
Short-term rentals are allowed only in a host's principal residence, with a City permit. A rental housing licence is required for each rented unit. The zoning by-law permits a business run from the home by a resident, with one employee who lives elsewhere (sample).
Condo rules can add limits that aren't public.
Source: City short-term rental, rental licensing and zoning by-laws (sample) · data date 2026 · read 29 Sep 2026
Permits and renovations
Flagged
3 permits on record. The 2019 basement underpinning permit is still open.
- 2008
- Deck · closed
- 2014
- Basement finish · closed
- 2019
- Basement underpinning, est. $85,000 · open
Work done without a permit doesn't appear in these records.
Source: City building permits (sample) · data date 28 Sep 2026 · read 29 Sep 2026
Heritage
Nothing on record
Not designated or listed, and not in a heritage district.
Source: City heritage register (sample); Ontario Heritage Act Register · data date Sep 2026 · read 29 Sep 2026
Well records
Nothing on record
No well records filed within 500 m.
The Ministry notes well locations can be inaccurate.
Source: Ontario well records · data date Jun 2026 · read 29 Sep 2026
Home values in the area
Facts
Owners in this census tract estimated a median of $800,000 in 2021 (sample figure).
See the chart below. Owner estimates from May 2021, not a value for this home.
Source: Statistics Canada, Census Profile 2021 · data date 2021 · read 29 Sep 2026
Price trend
Facts
Statistics Canada's New Housing Price Index changed −0.8% in the year to August 2026 (sample figure).
It covers new homes across the whole metro area, not resale homes on this street.
Source: Statistics Canada, New Housing Price Index · data date Aug 2026 · read 29 Sep 2026
Not on this pagerecords released on request, and where to ask
- Current assessed value (MPAC)
The latest MPAC notice, or an MPAC property report.
MPACAboutMyProperty (owners) - Land transfer tax
Ontario's land transfer tax is paid when the deed is registered; first-time buyers may claim a refund of up to $4,000.
Ontario: refunds for first-time homebuyersCity of Toronto: municipal land transfer tax - Mortgages, liens and easements on title
The buyer's lawyer's title search.
ONLand - Past insurance claims on the home
The buyer's insurer: a quote before the conditions end.
Sources
| Source | Records | Data date |
|---|---|---|
| City tax rate by-law (sample) | Property tax rate | 2026 |
| City water rate by-law (sample) | Water and sewer rates | 2026 |
| Ontario Energy Board distributor service areas | Electricity and gas | Jan 2026 |
| City zoning map service (sample) | Flood plain overlay | Aug 2026 |
| Conservation authority open data (sample) | Conservation authority regulated area | 2025 |
| City basement flooding study areas and sewer map (sample) | Basement flooding and sewers | 2025 |
| City zoning by-law (sample) | Zoning | 2026 |
| Planning Act s.16(3); City zoning by-law (sample) | Extra units allowed | 2026 |
| City short-term rental, rental licensing and zoning by-laws (sample) | Rental and home business rules | 2026 |
| City building permits (sample) | Permits and renovations | 28 Sep 2026 |
| City heritage register (sample); Ontario Heritage Act Register | Heritage | Sep 2026 |
| Ontario well records | Well records | Jun 2026 |
| Statistics Canada, Census Profile 2021 | Home values in the area | 2021 |
| Statistics Canada, New Housing Price Index | Price trend | Aug 2026 |
Status words: Flagged, a record to read closely; Note, a rule or record to know about; Nothing on record, the source shows nothing for this lot; Facts, details and figures; Not published, no open record we may use, and the line says where to ask.
What public records show and where they come from: not legal, financial, insurance or inspection advice. Records can be out of date or incomplete.
Contains information licensed under the Open Government Licence – Ontario, the Open Government Licence – Canada and the City's open government licence. Contains information licenced under the Data Server End-use Licence of Environment and Climate Change Canada. Map features and places from © OpenStreetMap contributors (openstreetmap.org/copyright). Statistics Canada data reproduced and distributed on an "as is" basis with the permission of Statistics Canada. Not affiliated with any municipality, conservation authority, the Government of Ontario or the Government of Canada.
OfferDue, a product of NRMR Inc. · [email protected] · offerdue.com · prepared for y•••@example.com on 29 September 2026