St. Catharines: questions buyers ask
What is St. Catharines' residential property tax rate for 2026?
The City's 2026 tax rates table, finalized by Council on 13 April 2026, and Niagara Region By-law 2026-16, which sets the Region's rates for St. Catharines.
Sources checked October 29, 2026
About 1.84% of assessed value: St. Catharines's 2026 residential rate, from St. Catharines tax rate by-law, 2026 (checked 29 Oct 2026).
13th highest of 61 towns. Lowest: Markham, 0.72%.
- The recordProperty tax for 2026
- Where to read itTax Payments and Rates; Niagara Region By-law 2026-16
- The free check reads itPick “Property tax rate”
What the record shows
For 2026 the City's table lists a residential urban rate of 1.842187%, which it says most properties pay and which includes allotments for streetlights and transit, and a general rate of 1.833408%. The City publishes the blended rate; Niagara Region's By-law 2026-16 sets the Region's part for St. Catharines homes at 0.774131% for general purposes, 0.073070% for waste management and 0.136960% for transit, 0.984161% in all, and the City's rates and the provincial education rate make up the remaining 0.858026% of the urban rate.
The City's example multiplies an assessed value of $258,000 by 1.842187% for a 2026 total of $4,752.85; local improvement levies are added on the final bill. An asking price is not an assessed value, and a rate is not a bill. The actual bill for a home, and any amount owing on it, sit with its current owner and the City.
Where to read it yourself
- Tax Payments and Rates: the City's 2026 general and urban rates by property class, and its worked example
- Niagara Region By-law 2026-16: the Region's 2026 general, waste management and transit tax rates for each city and town (PDF)
What OfferDue covers in St. Catharines
Property tax rate is in the free check from our hand-kept table of municipal rates, with a link to the City's page; the full report adds water and sewer rates. It is a published rate, not a tax certificate, an arrears search or the bill for a particular home.
Public-record information, not legal, financial, insurance or inspection advice. Records change and can be incomplete, and this page describes the records, not any particular home. What we cover, city by city.