Cambridge: questions buyers ask about the records
Each page names the public record that answers one question, where to read it yourself, and which OfferDue check reads it. What the records show, never advice.
Sources checked October 28, 2026
Cambridge at a glance
The town's local rules as pictures, from our hand-kept tables of its by-laws and pages and from its flood page. Each tile opens the page with the full wording, its source and the date we checked it.
-
Property tax
1.51% of assessed value, 2026 residential rate
Read the question →0%2.32% (Chatham-Kent)31st highest of 61 towns. Lowest: Markham, 0.72%.
-
Extra units
Up to 3 homes on a lot
Read the question → -
Trees
20 cm across: the trunk size the rule names
Read the question → -
Conservation authorities in 2027
Read the question →Grand River authorityjoinsEastern Lake Erie Regional Conservation Authority
-
A business run from home
- Up to 25%of the floor area
- 1 from outsidemay work there
-
Water and sewer bills
- A stormwater charge of its own
Is a Cambridge address in the Greenbelt, the Oak Ridges Moraine or the Niagara Escarpment Plan area?
The Province's Greenbelt boundary maps and interactive map, its Oak Ridges Moraine boundary maps, and the Niagara Escarpment Commission's Plan maps.
In the free check and the full report.
How can I find recorded pits, quarries and petroleum wells near a Cambridge home?
Two provincial records: the Find Pits and Quarries map of licensed and permitted aggregate sites, and the petroleum wells dataset of wells drilled for oil, gas, salt or underground storage.
In the free check and the full report.
How can I find mapped railways, power lines and pipelines near a Cambridge home?
The Ontario Railway Network and the Ontario Utility Line dataset: provincial mapping of tracks and crossings, and of power lines, pipelines and other utility lines.
In the free check and the full report.
What records explain basement apartments and backyard units at a Cambridge home?
Section 4.19 of Zoning By-law 26-007 and Additional Residential Unit By-law 23-077, as explained on the City's additional residential units page.
In the free check and the full report.
Does Cambridge need a permit to remove a tree on a private lot?
Private Tree By-law 23-105 and Tree By-law 71-06 for City trees, as explained on the City's forestry page.
In the free check and the full report.
What is the 2026 residential property tax rate in Cambridge?
The City's 2026 Property Tax Rates table on its taxes page.
In the free check and the full report.
Is a Cambridge address in a regulated flood area, and whose map says so?
The Grand River Conservation Authority's Map Your Property tool and permits page, under Ontario Regulation 41/24.
Public source; flood plain and regulated-area checks not included in OfferDue reports.
Who helps with a home in Cambridge
Every kind of business a home needs, by moment, and the local rules their work runs into, each with its source and the date it was checked.
Public-record information, not legal, financial, insurance or inspection advice. Records change and can be incomplete, and these pages describe the records, not any particular home. What we cover, city by city.