Toronto: questions buyers ask about the records
Each page names the public record that answers one question, where to read it yourself, and which OfferDue check reads it. What the records show, never advice.
Sources checked October 16, 2026
Toronto at a glance
The town's local rules as pictures, from our hand-kept tables of its by-laws and pages and from its flood page. Each tile opens the page with the full wording, its source and the date we checked it.
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Property tax
0.77% of assessed value, 2026 residential rate
Read the question →0%2.32% (Chatham-Kent)3rd lowest of 61 towns. Lowest: Markham, 0.72%.
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Extra units
Up to 4 homes on a lot
Read the question → -
Trees
30 cm across: the trunk size the rule names
Read the question → -
Short-term rentals
- A licence, permit or registration is needed
- Only a home someone lives in
- Up to 180 a year
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Conservation authorities in 2027
Read the question →Toronto and Region authorityjoinsCentral Lake Ontario Regional Conservation Authority
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A business run from home
- Up to 25%of the floor area
- 2 from outsidemay work there
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Rental licensing
- A licence for some rented homes (by area, size or type)
Is any Toronto address inside Ontario's Greenbelt?
The Province's Greenbelt boundary and land-use maps, published with the Greenbelt Plan and as open data.
In the free check and the full report.
How can I find recorded pits, quarries and petroleum wells near a Toronto home?
Two provincial records: the Find Pits and Quarries map of licensed and permitted aggregate sites, and the petroleum wells dataset of wells drilled for oil, gas, salt or underground storage.
In the free check and the full report.
How can I find mapped railways, power lines and pipelines near a Toronto home?
The Ontario Railway Network and the Ontario Utility Line dataset: provincial mapping of tracks and crossings, and of power lines, pipelines and other utility lines.
In the free check and the full report.
What records explain multiplexes, garden suites and laneway suites at a Toronto home?
Zoning By-law 569-2013 as amended: the multiplex permissions, the garden suite and laneway suite rules, and the City's interactive zoning map that shows which by-law a lot sits under.
In the free check and the full report.
What does Toronto's tree by-law cover on a private lot?
The City's Tree Protection By-law (Municipal Code Chapter 813) and the Ravine and Natural Feature Protection By-law (Chapter 658): which trees need a permit before injury or removal.
In the free check and the full report.
What public rules cover short-term rentals in Toronto?
Municipal Code Chapter 547, Licensing and Registration of Short-term Rentals, as explained on the City's operator page.
In the free check and the full report.
What is Toronto's residential property tax rate for 2026?
The City's property tax rates page, which sets out the 2026 residential rates and how a bill is calculated, and its property tax calculator.
In the free check and the full report.
Is a Toronto address in a flood plain, and whose map says so?
The Toronto and Region Conservation Authority's Regulated Area Search and Flood Plain Map Viewer. In Toronto there is no City zoning overlay for the flood plain.
Public source; flood plain and regulated-area checks not included in OfferDue reports.
Who helps with a home in Toronto
Every kind of business a home needs, by moment, and the local rules their work runs into, each with its source and the date it was checked.
Public-record information, not legal, financial, insurance or inspection advice. Records change and can be incomplete, and these pages describe the records, not any particular home. What we cover, city by city.