Waterloo: questions buyers ask
What is the 2026 residential property tax rate in Waterloo?
The City's property tax rates page, with the 2026 rates by class and a worked residential example.
Sources checked October 28, 2026
About 1.43% of assessed value: Waterloo's 2026 residential rate, from Waterloo tax rate by-law, 2026 (checked 6 Oct 2026).
27th lowest of 61 towns. Lowest: Markham, 0.72%.
- The recordProperty tax for 2026
- Where to read itCheck property tax rates
- The free check reads itPick “Property tax rate”
What the record shows
The City's page gives the 2026 residential rate as 1.432260%: 0.437426% for the City of Waterloo, 0.841834% for the Region of Waterloo and 0.153000% for education. Its example puts a home valued at $405,000 at $5,800.65, of which the City receives 30%, the Region 59% and the school board 11%.
The page says property taxes are the property's value multiplied by the rate, that the Municipal Property Assessment Corporation (MPAC) sets property values, and that the City, the Region and the school boards set their rates each year; the City collects the whole bill but sets only its own part. An asking price is not an assessed value.
Where to read it yourself
- Check property tax rates: the City's page: current rates by class, the 2026 example and past years
What OfferDue covers in Waterloo
Property tax rate is in the free check from our hand-kept table of municipal rates, with a link to the City's page; the full report adds water and sewer rates. It is a published rate, not a tax certificate, an arrears search or the bill for a particular home.
Public-record information, not legal, financial, insurance or inspection advice. Records change and can be incomplete, and this page describes the records, not any particular home. What we cover, city by city.