Due diligencefor Canadians
Viewing asJust lookingBrowsing

Who are you? The site shows what's for you.

Home buyerCheck a home before you offerOwner or sellerSee what buyers will find firstReal estate agentReports for your clientsLawyer, lender or proListings and packsInvestor or landlordRentals, extra units, holding costsRenterWhen the home you rent is for saleJust lookingThe free guides to home records
Sample report

Home records, explained › Who helps with a home › Playbooks › A bank's mortgage specialist

The playbook for a bank's mortgage specialist

Where a bank or credit union's mortgage specialist meets buyers around a home offer, what those buyers read on OfferDue first, and the client handout with the bank's name at the top.

The kind of business: Bank and credit union mortgage specialists. Page reviewed 4 Nov 2026.

A bank's mortgage specialist

Where clients appear3 moments

Things to hand a clientpublic samples

2 recordsto know
No registerreferences instead
Free listingnever paid for
  1. Thinking about it
  2. Getting ready to sell
  3. Searching and financing
  4. The offer and its conditions
  5. Closing and moving
  6. The first 90 days
  7. Making it yours
  8. Adding a unit or renting it out
  9. Living there

Where clients come from

  1. Thinking about it

    Some buyers begin with their own bank. Before that first meeting they read what a home costs to own in their town: the tax rate, the water and sewer rates, and the area's values from Statistics Canada.

  2. Searching and financing

    Buyers bring addresses back to the branch. The free check reads a handful of records on the spot; the report reads all of them for one address, with a source and date on every line.

  3. The offer and its conditions

    Once an offer is accepted, the client handout puts the home's running costs and records on one page for the buyer, with the bank named at the top.

What a listing shows

What a listing looks like
Your business nameBank and credit union mortgage specialistsChecked
  • The towns you serve
  • Languages
  • What you specialise in

Your website

FreeIn the order checkedNever paid for

  • The branch's towns and the languages the specialist works in.
  • The bank or credit union's name; a listing shows the institution, and a person's name only when asked for.
  • What the work specialises in: first-time buyers, newcomers, construction or renovation mortgages.

Listing on OfferDue is free and in the order businesses were checked, never paid for. Where a licence or register exists we check it before a listing shows.

Ask for a free listingHome teams, town by town

The records to know

OfferDue's tools for this work

Each is sold once, at a flat price that is the same for every business; none is billed monthly. One that is not open to buy yet says so on its page.

The register and the line

Ontario has no licence or public register for this work that we know of. People commonly ask for references, proof of liability insurance and, where the business has workers, a WSIB clearance.

What OfferDue does and doesn't do with this business:

  • No advice on borrowing, on a product or on whether to lend: that is your licensed work.
  • No opinion on value and no sold prices of individual homes: that is the appraiser's work.
  • No score and no decision: the report says what each record shows and where it comes from, nothing more.
  • No "approved by" or "verified by" claims: a report describes the public record on the day it was checked, not the home.
  • No fee tied to a mortgage, in either direction.
  • Listing is free and shows in the order businesses were checked: no business pays for a place, a label or an order on any page.
  • OfferDue takes no fee for a client who finds a listed business, and pays none to anyone for a client.
  • OfferDue's pages say what each record shows and where it comes from: never legal, financial, insurance or inspection advice.

Public-record information, not legal, financial, insurance or inspection advice. A listing on OfferDue is not a recommendation; check licences and references yourself.