Home records, explained › For insurance brokers
For insurance brokers and insurers: the facts an application asks for
Brokers are licensed by RIBO; OfferDue gives no advice on coverage. What it holds are the records behind the questions an application asks, each with its source and date.
Page reviewed 20 Oct 2026. Each entry lists its sources with their data dates.
1Fire
Distance to the nearest hydrant and fire station, and the mapped fire record.
2Water
Flood overlays, past floods seen from orbit, sewer type and basement flooding study areas, nearby water.
- What is a flood plain overlay?Flood plain overlay
- What does the satellite flood archive show?Past floods seen by satellite
- Is the home in a basement flooding study area, and what kind of sewer serves the street?Basement flooding and sewers
- How close is the nearest creek, river, lake or pond?Creeks, rivers, lakes and ponds
- What is a conservation authority regulated area?Conservation authority regulated area
3Services and ground
Who supplies electricity and gas, whether the home is on a well, and the ground as mapped.
4The report for one address
The full report within 24 hours, each line with its source, written to be forwarded.
- Is the home designated, listed or in a heritage district?Heritage
- How big is the building, according to the City's mapping?Building size from City maps
Order the report for an address · Who does what in an Ontario offer
Work with OfferDue: a listing for your brokerage
Buyers reading this page need home insurance before closing. A brokerage listed here is found by them, by city, and the application's questions (hydrant and station distance, flood and sewer context, wells, fuel) arrive answered from the record.
OfferDue takes no referral fee and pays none: a listing is free, a client who finds you here owes nothing extra, and nothing passes between us when they instruct you. What we ask in return: tell clients a sourced record of the home exists, and read the records entries so your clients' questions get the same answers from both of us. RIBO licensing is unaffected: a listing is information, not a referral.
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Public-record information, not legal, financial, insurance or inspection advice. Records change and can be incomplete, and this page describes the records, not any particular home. What we cover, city by city.