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Questions buyers ask, city by city

Each page names the public record that answers one question for one city, where to read it yourself, and which OfferDue check reads it. What the records show, never advice.

Sources checked October 16, 2026, October 28, 2026 and October 29, 2026

Property tax, town by town

The 2026 residential rate each municipality publishes, as a share of the assessed value (not the asking price), highest first. Rounded to two decimals; each town's page has the full line, its source and the date we checked it.

  1. Chatham-Kent2.32%
  2. Timmins2.17%
  3. Windsor2.10%
  4. Belleville2.03%
  5. Welland1.98%
  6. LaSalle1.94%
  7. Thunder Bay1.92%
  8. Greater Sudbury1.91%
  9. Sault Ste. Marie1.91%
  10. Fort Erie1.90%
  11. Peterborough1.89%
  12. Woodstock1.89%
  13. St. Catharines1.84%
  14. St. Thomas1.82%
  15. North Bay1.81%
  16. Sarnia1.80%
  17. Brockville1.79%
  18. Quinte West1.78%
  19. Stratford1.76%
  20. Niagara Falls1.75%
  21. London1.73%
  22. Norfolk County1.66%
  23. Lincoln1.63%
  24. Tecumseh1.63%
  25. Kingston1.61%
  26. Brantford1.60%
  27. Oshawa1.58%
  28. Hamilton1.56%
  29. Orangeville1.56%
  30. Orillia1.53%
  31. Cambridge1.51%
  32. Guelph1.49%
  33. Barrie1.47%
  34. Lakeshore1.44%
  35. Waterloo1.43%
  36. Clarington1.42%
  37. Kitchener1.41%
  38. Ajax1.39%
  39. Whitby1.38%
  40. Grimsby1.37%
  41. Pickering1.34%
  42. Collingwood1.27%
  43. Ottawa1.27%
  44. Kawartha Lakes1.26%
  45. Brampton1.25%
  46. Innisfil1.24%
  47. Georgina1.19%
  48. Bradford West Gwillimbury1.11%
  49. New Tecumseth1.11%
  50. Mississauga1.09%
  51. Caledon0.98%
  52. East Gwillimbury0.92%
  53. King0.92%
  54. Newmarket0.92%
  55. Aurora0.87%
  56. Milton0.87%
  57. Whitchurch-Stouffville0.86%
  58. Oakville0.85%
  59. Toronto0.77%
  60. Richmond Hill0.76%
  61. Markham0.72%

Conservation authorities from 1 February 2027

Under the Conservation Authorities Act as amended in 2026, today's authorities are to join regional ones on 1 February 2027 or a later date set by regulation, as each town's flood page says. Each box shows the authorities our town pages name and the towns whose pages name it; a town with land under two authorities is in both.

    • Central Lake Ontario authority
    • Toronto and Region authority

    joinCentral Lake OntarioRegional Conservation Authority

    • Conservation Halton
    • Credit Valley authority
    • Hamilton authority
    • Niagara Peninsula authority

    joinWestern Lake OntarioRegional Conservation Authority

    • Grey Sauble authority
    • Lake Simcoe Region authority
    • Nottawasaga Valley authority

    joinLake HuronRegional Conservation Authority

    • Catfish Creek authority
    • Grand River authority
    • Kettle Creek authority
    • Long Point Region authority

    joinEastern Lake ErieRegional Conservation Authority

    • Cataraqui Conservation
    • Ganaraska Region authority
    • Kawartha Conservation
    • Lower Trent Conservation
    • Otonabee Conservation
    • Quinte Conservation

    joinEastern Lake OntarioRegional Conservation Authority

    • Essex Region authority
    • Lower Thames Valley authority
    • Upper Thames River authority

    joinWestern Lake ErieRegional Conservation Authority

    • Conservation Sudbury
    • Mattagami Region authority
    • North Bay-Mattawa authority

    joinNortheastern OntarioRegional Conservation Authority

    • Lakehead Region authority

    becomesNorthwestern OntarioRegional Conservation Authority

No city or town by that name yet. What we cover, and where to ask for yours.

Toronto and the GTA

Ajax8 questions All of Ajax's questions
Aurora8 questions All of Aurora's questions
Brampton8 questions All of Brampton's questions
Burlington4 questions All of Burlington's questions
Caledon8 questions All of Caledon's questions
Clarington7 questions All of Clarington's questions
East Gwillimbury8 questions All of East Gwillimbury's questions
Georgina7 questions All of Georgina's questions
Halton Hills7 questions All of Halton Hills's questions
King7 questions All of King's questions
Markham7 questions All of Markham's questions
Milton8 questions All of Milton's questions
Mississauga8 questions All of Mississauga's questions
Newmarket8 questions All of Newmarket's questions
Oakville8 questions All of Oakville's questions
Oshawa8 questions All of Oshawa's questions
Pickering7 questions All of Pickering's questions
Richmond Hill7 questions All of Richmond Hill's questions
Toronto8 questions All of Toronto's questions
Vaughan4 questions All of Vaughan's questions
Whitby7 questions All of Whitby's questions
Whitchurch-Stouffville8 questions All of Whitchurch-Stouffville's questions

Hamilton and Niagara

Fort Erie7 questions All of Fort Erie's questions
Grimsby7 questions All of Grimsby's questions
Hamilton8 questions All of Hamilton's questions
Lincoln8 questions All of Lincoln's questions
Niagara Falls8 questions All of Niagara Falls's questions
St. Catharines8 questions All of St. Catharines's questions
Welland7 questions All of Welland's questions

Southwestern Ontario

Brantford7 questions All of Brantford's questions
Cambridge7 questions All of Cambridge's questions
Chatham-Kent6 questions All of Chatham-Kent's questions
Guelph8 questions All of Guelph's questions
Kitchener8 questions All of Kitchener's questions
LaSalle5 questions All of LaSalle's questions
Lakeshore6 questions All of Lakeshore's questions
London8 questions All of London's questions
Norfolk County6 questions All of Norfolk County's questions
Sarnia6 questions All of Sarnia's questions
St. Thomas6 questions All of St. Thomas's questions
Stratford7 questions All of Stratford's questions
Tecumseh6 questions All of Tecumseh's questions
Waterloo8 questions All of Waterloo's questions
Windsor7 questions All of Windsor's questions
Woodstock6 questions All of Woodstock's questions

Central Ontario

Barrie8 questions All of Barrie's questions
Bradford West Gwillimbury7 questions All of Bradford West Gwillimbury's questions
Collingwood7 questions All of Collingwood's questions
Innisfil8 questions All of Innisfil's questions
Kawartha Lakes8 questions All of Kawartha Lakes's questions
New Tecumseth7 questions All of New Tecumseth's questions
Orangeville6 questions All of Orangeville's questions
Orillia7 questions All of Orillia's questions
Peterborough6 questions All of Peterborough's questions

Eastern Ontario

Belleville6 questions All of Belleville's questions
Brockville7 questions All of Brockville's questions
Cornwall5 questions All of Cornwall's questions
Kingston7 questions All of Kingston's questions
Ottawa8 questions All of Ottawa's questions
Quinte West6 questions All of Quinte West's questions

Northern Ontario

Greater Sudbury5 questions All of Greater Sudbury's questions
North Bay6 questions All of North Bay's questions
Sault Ste. Marie6 questions All of Sault Ste. Marie's questions
Thunder Bay6 questions All of Thunder Bay's questions
Timmins6 questions All of Timmins's questions

Public-record information, not legal, financial, insurance or inspection advice. Records change and can be incomplete, and these pages describe the records, not any particular home. What we cover, city by city.